A leopard linen midi dress from Zimmermann, now 60% off, a pretty silk DVF dress, now $350, a draped navy trench from Vince, now 50% off, a great turtleneck sweater from Veronica Beard, now 50% off, and a pretty Altuzarra dress, now 70% off,
A few weeks ago, I mentioned I was putting together a money post. I’m nervous writing about finance – I always wonder if I should put one of those disclaimers at the end that I am not a professional and I don’t know anything, etc! As I mentioned earlier, while I manage our household finances, in the past few years, in that two under two kids period, I’ve been pretty remiss in checking on the state of the union as it were, making sure our finances are clean and efficient. I recently started to get a handle on everything and I thought I’d share some of the “money moves” (yes what a cheesy title) that I do to try and be responsible…again, this is just my own experience. And I’d love to hear your money moves too!
All right, so let’s go! I…
…pay an extra mortgage payment a year. To be honest I’m unclear as to the financial benefits of owning versus renting and putting the down payment in an S&P index and all that kind of stuff – I think you can easily rathole based on what assumptions you are using for return, how to value utility for ownership versus renting, etc. Also I know that an extra mortgage payment could be invested in the S&P blah blah versus being used to pay down a mortgage. But for me, there’s a certain security in working to pay down your mortgage…I don’t go at it aggressively but an extra payment a year makes me feel good.Continue Reading